EMI Calculator & Loan Tracker

About EMI Calculator & Loan Tracker

EMI Calculator & Loan Tracker is the complete tool for every loan decision. Instantly calculate your monthly EMI with a clear breakdown of principal and interest. See the full amortization schedule year-by-year, understand your loan milestones, and discover how prepayments can save you thousands in interest. Compare two loans or bank rates side-by-side with popular SBI, HDFC, ICICI, and Axis rates pre-loaded. The built-in Loan Tracker lets you add your real loans, monitor outstanding balance, log prepayments, and get monthly EMI reminders on your phone. All fully offline — no account, no internet, no data shared ever.

Key Features

• Calculate EMI for any loan amount, rate, and tenure
• Full amortization schedule — year-by-year breakdown
• Compare two loans side-by-side with bank rate chips
• Track multiple real loans — balance, progress, next EMI date
• Prepayment impact calculator — see exact interest saved
• FOIR eligibility check — see if your income qualifies
• 9 currencies: INR, USD, EUR, GBP, AED, SGD, AUD, CAD, JPY
• Save calculator scenarios for quick re-use
• Share results and amortization schedule as images
• 100% offline — no internet or account required