SIP Calculator India

About SIP Calculator India

SIP Calculator India is built for every Indian investor — from beginners planning their first SIP to experienced investors optimising a growing portfolio. Five calculation modes cover every scenario: SIP (monthly investment), Step-up SIP (annual increment), Lumpsum (one-time), Goal (reverse-calculate the SIP you need for a target corpus), and CAGR (find your actual growth rate). The Insight Card shows how your money grows vs a 7% FD — the most shared feature in the app. See a custom SVG growth chart and full year-by-year breakdown table on the Result screen, then share your plan as a branded image card or WhatsApp text. The built-in SIP Tracker lets you add real SIPs with a start date and monitor actual progress month-by-month. Set a monthly reminder on your SIP deduction date so you never miss a review. All inputs are pre-filled so the result is visible on first open. 100% offline — no account, no data collected.

Key Features

• 5 modes — SIP, Step-up SIP, Lumpsum, Goal, and CAGR
• FD comparison insight — see how much more SIP earns vs fixed deposit
• Inflation-adjusted returns toggle for realistic planning
• Custom SVG growth chart with year-by-year breakdown table
• SIP Progress Tracker — track real SIPs month by month
• Share plan as branded image card or WhatsApp text
• Monthly SIP reminder on your chosen deduction date
• 6 accent colours, Light/Dark/System theme, Indian/Western number format
• Pre-filled inputs — result shown on first open
• 100% offline — no account or internet required